Nov 10, 2023

Getting car financing directly at your Chevy dealership comes with many benefits, including great interest rates and sheer convenience. Read on to learn more about the advantages of connecting with your dealership’s finance department.

4 Benefits of Getting Car Financing at Your Chevy Dealership

1. Great Interest Rates

Our finance department at Paynesville Chevrolet has working relationships with the manufacturer as well as local banks right here in Minnesota. These relationships make it possible for our team to seek out the best deal for our customers, no matter their financial background. If you have a poor credit history, our team will work with you to find the best deal for your needs. In fact, making your monthly payments on time can help you rebuild your credit history and improve your score.

If you have a great credit score, our team can search out the most competitive interest rates for your situation. Our team will also work with you to create flexible repayment terms that work with your budget.

2. Get Approved Fast

Our finance department has a streamlined process. Other financial institutions will need to ask what your loan is for. They’ll need information like the type of car you’re buying and where you’re purchasing it from. This helps them protect themselves when they’re deciding to offer customers a loan.

Our team doesn’t need to research the car or where you’re getting it, which shortens the application process. We also offer easy online applications that our customers can fill out when it’s convenient for them. Once the application is submitted, we can look it over and get back to our customers, so they aren’t left wondering about the next steps.

3. Seek Approval Before You Shop

Our team offers pre-approvals for our auto loans. Our customers apply for financing, settle on repayment terms and a budget for their next car, and then shop for the vehicle. This makes it easy for our team to show our customers cars that meet their financial needs and wishlist items, speeding up the car buying process.

4. Convenience

It can be difficult to shop for a car at one location, apply for financing at another, and trade-in your previous vehicle at yet another location. When you apply for financing at the dealership, the process is streamlined. You can trade-in your previous vehicle and apply the money to your down payment on your next car. You can also leave your previous vehicle right at the dealership on the day you drive away in your new one.

Auto financing is a much simpler process when you do it at a dealership you trust. Visit Paynesville Chevrolet now to get pre-approved today